📄 Terms and Conditions for Book of My Income

Effective Date: June 2025
Website: www.bookofmyincome.com

Your Usage Rights and Responsibilities-Terms and Conditions for BookOfMyIncome.com

Please read these Terms and Conditions (“Terms”, “Terms of Use”) carefully before using the website operated by Book of My Income (“we,” “us,” or “our”) located at bookofmyincome.com.

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use the website.

2. Eligibility

You must be at least 13 years old to use this website. By registering or using our services, you confirm that you meet this requirement.

3. Account Registration

To use features like the Dashboard or Submit a Story, you may need to register an account.

You agree to:

Provide accurate and current information
Keep your login credentials safe
Take responsibility for all activity under your account

4. Content Submission

When you submit content:

You confirm you own the rights to it
You grant us permission to publish and share it
Your content may be edited or moderated

Misuse or low-quality submissions may result in content removal or account suspension.

5. User Conduct

You agree not to:

Post offensive, illegal, or misleading content
Spam or harass other users
Attempt to breach site security
Misuse our Services

Accounts that violate our rules may be suspended or deleted.

6. Intellectual Property

All original content and branding on this site belong to Book of My Income, unless otherwise credited.

Please do not copy, redistribute, or sell our content without permission.

7. Monetization and Ads

We display third-party ads (e.g., Google AdSense) and use affiliate links.

Your interaction with these ads is subject to Google’s AdSense Policies.

8. Termination of Use

We reserve the right to:

Suspend accounts that violate our terms
Remove user content that harms others or the platform
Deny service to anyone for misconduct

9. Disclaimer

The content we share is for educational and inspirational purposes. We do not provide financial or legal advice.

Please use your judgment before making any decisions based on content found here.

10. Changes to Terms

We may update these Terms at any time. You are responsible for reviewing them regularly.

Continued use of this website means you accept the current version of these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions.

12. Contact

📧 Questions? Email: support@bookofmyincome.com